✦ Debt Paid Off ✦
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GrowingYour privacy matters to us. Learn how we collect, use, and protect your information.
Last Updated: January 15, 2024
At the DFREE Global Foundation, we understand that your financial information is sensitive and personal. We are committed to being transparent about how we collect and use your data, and to keeping your information secure.
We never sell your personal information to third parties.
Your data is encrypted and protected with industry-standard security.
You can access, update, or delete your information anytime.
The Dfree Global Foundation ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Billion Dollar Challenge website and use our services. Please read this policy carefully. By using our Services, you consent to the practices described in this Privacy Policy.
We collect information that you provide directly to us, including: • Personal Information: Name, email address, phone number, mailing address (street address, city, state, zip code) • Account Information: Username, password, and account preferences • Financial Information: Debt amounts, payment history, and financial goals (used solely for tracking your debt-free journey) • Communication Data: Messages you send us, feedback, and survey responses • Demographic Information: Age, gender, and other optional profile details We also automatically collect certain information when you use our Services, including device information, IP address, browser type, operating system, and usage data through cookies and similar technologies.
We use the information we collect to: • Provide, maintain, and improve our Services • Create and manage your account • Track your debt repayment progress and provide personalized insights • Send you updates, newsletters, and promotional communications (with your consent) • Respond to your comments, questions, and requests • Monitor and analyze trends, usage, and activities • Detect, investigate, and prevent fraudulent transactions and other illegal activities • Personalize and improve your experience • Comply with legal obligations
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances: • Service Providers: With third-party vendors who perform services on our behalf (e.g., hosting, analytics, email delivery) • Legal Requirements: When required by law, subpoena, or other legal process • Protection of Rights: To protect the rights, property, or safety of DFREE® Foundation, our users, or others • Business Transfers: In connection with a merger, acquisition, or sale of assets • Aggregated Data: We may share aggregated, non-personally identifiable information for research and statistical purposes • With Your Consent: When you have given us explicit permission to share your information
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include: • Encryption of data in transit and at rest • Secure server infrastructure • Regular security assessments and updates • Access controls and authentication procedures • Employee training on data protection However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Depending on your location, you may have certain rights regarding your personal information: • Access: Request a copy of the personal information we hold about you • Correction: Request correction of inaccurate or incomplete information • Deletion: Request deletion of your personal information (subject to certain exceptions) • Portability: Request a copy of your data in a portable format • Opt-Out: Unsubscribe from marketing communications at any time • Withdraw Consent: Withdraw previously given consent for data processing To exercise these rights, please contact us using the information provided at the end of this policy.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. When determining retention periods, we consider: • The nature and sensitivity of the information • The purposes for which we process the information • Applicable legal requirements • Whether the purpose of processing can be achieved by other means When your information is no longer needed, we will securely delete or anonymize it.
Our Services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly. If you believe we may have collected information from a child under 13, please contact us immediately.
Our Services may contain links to third-party websites, services, or applications that are not operated by us. This Privacy Policy does not apply to third-party services, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party services you access through our platform.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA): • Right to Know: Request information about the categories and specific pieces of personal information we have collected • Right to Delete: Request deletion of your personal information • Right to Opt-Out: Opt out of the sale of your personal information (we do not sell personal information) • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights To submit a request, please contact us using the information below.
If you are accessing our Services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located. By using our Services, you consent to the transfer of your information to the United States, which may have different data protection laws than your country of residence.
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: Dfree Global Foundation Privacy Officer Email: privacy@dfreefoundation.org Phone: (973) 639-8700 You may also reach us through our Contact page on this website. We will respond to your inquiry within a reasonable timeframe.
If you have any questions about how we handle your data, please don't hesitate to reach out. Your trust is important to us.