
The Billion Dollar Challenge is a free initiative of the DFREE® Financial Freedom Movement.
We are building a community of folks committed to paying off debt and building savings together. Individuals, groups, and organizations set debt and savings goals, track their progress, and celebrate the work side by side.
$26M+
Debt Eliminated
200+
Chapters
10+
Years Impact





Getting started is simple. Follow these four steps and join thousands who are already on their way to becoming debt free.
Create your account in under 2 minutes. No credit card required.
Enter your debts and see your total balance in one clear dashboard.
Log payments and watch your balances go down with visual charts.
Hit milestones, earn badges, and inspire others in the community.
“We are over 100 chapters now and almost half a million-dollar worth of debt paid off in a small space of time.”
Dr. Stacie N.C Grant
International President Zeta Phi Beta
“Logging my debt into BDC and being able to see my balance all in one place and watch them go down is the best.”
Delta Sigma Theta Sorority
Mobile Alumnae Chapter
“We are more than 200 chapters participating in the BDC over 10 years now, and we have eliminated more than 9 million dollars in debt.”
Dr. Elsie Cooke-Holmes
International President Delta Sigma Theta Sorority Incorporated
“We are over 100 chapters now and almost half a million-dollar worth of debt paid off in a small space of time.”
Dr. Stacie N.C Grant
International President Zeta Phi Beta
“Logging my debt into BDC and being able to see my balance all in one place and watch them go down is the best.”
Delta Sigma Theta Sorority
Mobile Alumnae Chapter
“We are more than 200 chapters participating in the BDC over 10 years now, and we have eliminated more than 9 million dollars in debt.”
Dr. Elsie Cooke-Holmes
International President Delta Sigma Theta Sorority Incorporated
These sponsors help power the Billion Dollar Challenge and support our community on the journey toward financial freedom.















