✦ Debt Paid Off ✦
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Background
50,000+ Members Strong

What is the Billion Dollar Challenge?

The Billion Dollar Challenge is a free initiative of the DFREE® Financial Freedom Movement.

We are building a community of folks committed to paying off debt and building savings together. Individuals, groups, and organizations set debt and savings goals, track their progress, and celebrate the work side by side.

$26M+

Debt Eliminated

200+

Chapters

10+

Years Impact

African American woman celebrating financial freedomLatino couple celebrating being debt freeSouth Asian man confident about financial futureDiverse group of friends celebrating togetherAfrican American man showing financial leadership
How It Works

Your Path to Financial Freedom

Getting started is simple. Follow these four steps and join thousands who are already on their way to becoming debt free.

01

Sign Up Free

Create your account in under 2 minutes. No credit card required.

02

Log Your Debts

Enter your debts and see your total balance in one clear dashboard.

03

Track Progress

Log payments and watch your balances go down with visual charts.

04

Celebrate Freedom

Hit milestones, earn badges, and inspire others in the community.

We are over 100 chapters now and almost half a million-dollar worth of debt paid off in a small space of time.

Dr. Stacie N.C Grant

International President Zeta Phi Beta

Logging my debt into BDC and being able to see my balance all in one place and watch them go down is the best.

Delta Sigma Theta Sorority

Mobile Alumnae Chapter

We are more than 200 chapters participating in the BDC over 10 years now, and we have eliminated more than 9 million dollars in debt.

Dr. Elsie Cooke-Holmes

International President Delta Sigma Theta Sorority Incorporated

We are over 100 chapters now and almost half a million-dollar worth of debt paid off in a small space of time.

Dr. Stacie N.C Grant

International President Zeta Phi Beta

Logging my debt into BDC and being able to see my balance all in one place and watch them go down is the best.

Delta Sigma Theta Sorority

Mobile Alumnae Chapter

We are more than 200 chapters participating in the BDC over 10 years now, and we have eliminated more than 9 million dollars in debt.

Dr. Elsie Cooke-Holmes

International President Delta Sigma Theta Sorority Incorporated

Our Sponsors

Proudly Supported By

These sponsors help power the Billion Dollar Challenge and support our community on the journey toward financial freedom.

Prudential
Onity
CCCI
IRT
Our Partners

Participating Organizations

Partner Logo
Delta Sigma Theta
Increasing Hope
Zeta Phi Beta
RW Barnabas Health
Partner Logo
Black Leadership Forum
Partner Logo
Delta Sigma Theta
Increasing Hope
Zeta Phi Beta
RW Barnabas Health
Partner Logo
Black Leadership Forum